Merchant Gateway Services
Merchant Gateway Services provide a platform for merchants to collect recurring (daily, weekly, monthly, etc.) or one-time payments processed via credit card or ACH/EFT. Dataline’s use of automation makes payment collection fast and reliable.
- Payments for collection can be entered via a web form for real-time posting or can be transmitted to Dataline in batches via secure file transmission. There is a morning and afternoon processing window for batch processing.
- Our Web Service / API solution can be used to fully automate payment collection and sends real-time accept or reject codes directly back to the source system.
- Dataline’s Card Account Updater service ensures that the latest credit card account number and/or expiration date is used when processing the transaction. If the credit card has been reissued or the expiration date has changed, the information can be updated before payments are processed. Having accurate card information increases the percentage of payments that post.
- The Tokenization service uses First Data’s TransArmor product to translate the credit card number into a token number that meets PCI DSS (Payment Card Industry Data Security Standard) requirements for safe storage. The merchant stores and transmits the token number, not the full credit card number, so responsibility for secure storage of sensitive card information is transferred away from the merchant, thus reducing the scope of your PCI DSS audit.